Recent content by Marybell

  1. M

    Can't decide what to do (speeding in KS)

    how can we predict at what rate it would increase?
  2. M

    Can't decide what to do (speeding in KS)

    Thank you all. Still, are there any disadvantages to having a ticket on your record besides a potential premium increase? Is it worth making every effort to remove it? The court replied and they are not offering to move the first appearance date (which is in 2 days) Their options are to pay, to...
  3. M

    Can't decide what to do (speeding in KS)

    Obviously, she is the one talking to the court.
  4. M

    Can't decide what to do (speeding in KS)

    She has taken defensive driving in the past - We pointed this out in the written statement which was a mistake on my side .. as we can see, it didn't help her to obey the law Should have asked instead - is defensive driving an option?
  5. M

    Can't decide what to do (speeding in KS)

    Thank you, everyone We emailed them a written statement, will see what happens. "We" because while teens are still on my insurance, I'm in it (unfortunately) Does anyone know, with this "Deferred adjudication" (they call it "diversion program" here) - if someone gets a violation in a different...
  6. M

    Can't decide what to do (speeding in KS)

    19 is correct. thank you, you are right
  7. M

    Can't decide what to do (speeding in KS)

    of course (even though I haven't mentioned how old she is). I would love to appear as her representative, since she can't make it but I understand it likely is not possible
  8. M

    Can't decide what to do (speeding in KS)

    Thank you, Army Judge I m speaking from my own experience. Not a single time, a defensive driving school was an option where I live in KS (both of us have defensive course completed for insurance discount). Diversion program (when you are to drive for 6 month without being pulled over) is...
  9. M

    Can't decide what to do (speeding in KS)

    A teen with a clean driving history was driving home from college (700 miles distance) when she got a speeding ticket in the rural area of her home state (KS). Allegedly 82/65. Not sure why she immediately didn't ask for a warning / some leniency, given this was her first violation (she has had...
  10. M

    Unpaid medical bill sent to collection

    exactly. I can't decide if I should apply for financial assistance and disclose this assets or better not.
  11. M

    Unpaid medical bill sent to collection

    Thank you ! By the way, why do they ask about retirements assets, if such assets are untouchable.
  12. M

    Unpaid medical bill sent to collection

    Hello everyone again! I have a large medical bill, I asked for financial assistance options. They sent it to collection, I still wasn't able to pay it off. Then the creditor pulled it from collection back to themselves. I contacted them again and they sent me a financial assistance application...
  13. M

    Unpaid medical bill sent to collection

    thank you. What was then the point of sending it to collection in the first place? The collector approached me offering to pay it off at once with 20% discount. The amount was still too high for me to pay it off, so I did nothing. Called them today to find out what was going on and they told me...
  14. M

    Unpaid medical bill sent to collection

    Could someone please tell me, why it could happen that the creditor pulled the account back from collectors? Just called collection agency, they said the account is back with the creditor... Im confused.
  15. M

    Parking lot accident

    thank you
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